Once a Flow prepaid subscriber approaches a balance of $2.50 or less, Flow Lend will analyze their top up history. If he/she qualifies, Flow Lend invites the prepaid subscriber to download the app via SMS in real time.

When the Flow Lend loan is awarded, the subscriber will receive a confirmation of their new balance and the re-payment date. If the request has been turned down, Flow prepaid subscriber will be informed that they are not eligible at the moment.

The prepaid subscriber’s loan will go into their current balance and a separate account will keep track of their outstanding balance.